They closed freecharge load loophole. Received it. If you got an EIP card last time, does that mean you'll get your money the same way with the third stimulus check? My online shopping is done using ICICI Amazon pay, HDFC Regalia or Amex cards, whichever is most beneficial in terms of reward. Has everyone here who got the card submitted this? Might open later. Got mail on Sunday. PS: going with the 10% accelerated reward rate (not sure when this applies), can this can be 10% cashback which comes near the 13%, regalia (10x) used to have? What is the customer care number for one card for any queries or complaint, In app they mentioned 080-45575559 (Mon – Sat 10AM-7PM) Later due to Covid there were no updates. But how do you classify it as a “good product” ? Reward can be redeemed for statement credit I got it like 2weeks back and checked my cibil report in details twice after that out of curiosity lol. Note that if you moved, you'll need to inform the IRS and USPS of your new address. 3. The Senior SmarTrip® DC One Card acts like any other DC One Card with the added benefit of providing seniors with the discounted senior fare on Metrobus and Metrorail. We will need to wait and see. You can select your address from any of the address mentioned in Experian report as per other Banks you have cards with. Joined waitlist. With years of experience in the marketing industry and dealing with all types of businesses, Get-Card specializes in creating personalized digital business cards … I do not want a citi or hdfc card as my family has them. Amazon pay card is still provided on card to card basis as of now. While a good product for now, need to wait and see how they manage queries and disputes when their user base increases. I got 30K limit. Hoping this One card will revolutionize other budget credit cards with its LTF card fees, attractive interest charges in market & a wide scope for a premium laser etched metal card. I got message from OneCard that I am eligible for card with 1.8L Credit limit and all new users getting bonus offer. It’s direct now as per their new update. An economic impact payment card is a prepaid debit card that the US Treasury has used to distribute stimulus payments, in addition to paper checks and direct deposit. -as per MITC in the app, they have a chat feature (currently not live, maybe because of the beta app) I noticed that after getting this card, I am getting almost 3-5 calls daily from multiple telemarketing entities like credit card, Loan, insurance. I would like to get answers for the above questions from someone who has received the card same way as described above. So much for One Card! I am not sure but thats against the RBI guideline but that’s was for debit were burden lies on account holders I have multiple cards for now and I use them as per my requirements and based on the rewards from them. They will definitely help you. Is the card replacement date on your ONEcard nearing or has it completely passed you by? Your EIP card could contain far more money this time around. Conveniently located on the third floor of UNC Student Stores, the UNC One Card Office provides an interactive campus ID card with superior innovative technologies in financial and access transactions to our diverse customer … Transactions at Fuel Stations: When you use the OneCard to pay for fuel, you will be levied a surcharge. Applied and got the Visa Virtual card with limit of Rs 90k and used it on wallet and worked like charm. Now the score on their app is not getting.refreshed and they don’t seem to care. Its a hyped product in a way, but still if your plan is to show off the metal, its still a good choice for that matter. One Metal Card and ask you to download second app ‘OneCard’ I thought to load up freecharge wallet and redeem it on that transaction. This means they won’t consider this refunded money and will ask you to pay that statement fully and the refunded money will be credited in next month statement. I promise I won’t mention to him that from whom I got his contact details…, I sent emails to both their onecard support email & the FPLetch support email multiple times but never got any response from them…, Any help would be highly appreciated…I am waiting since March…I’m at 12k in the waitlist, Confirmed my PAN & address & also uploaded my IDFC statement in the app…Have excellent Experian & CIBIL with 10 years of credit history without a single default…But people who are at the bottom of the waitlist arr getting the cards & not me…I live in tier 1 city Kolkata so my location can’t be an excuse for them too…, Even I was 10119 on 5th march. I have recieved the card and spent close to 70k on 4 different categories, now its showing 2 of those 4 spend categories as eligible for 5x rewards. I had a similar experience like yours. I loaded 100 INR into Freecharge wallet, but it was calculated as ‘Bills and Utilities’ instead of ‘Transfer’ and I am getting reward points for it. Anyway, i hit 5,000 load limit of freecharge, and have got 8600 pts in xmas offer, effectively worth 860, now just got to figure how to spend xD. Limit is low but I guess I’m interested in checking out a metal card. Get a basic account with no credit checks and a prepaid card. As I think this card is providing very less of it and even we need to do transact at least 3 categories to get the boosted points. It is used for access to meal plans, make purchases from vending and snack machines, laundry facilities, pay for printing in computer labs, and also serves as a building key for all residence halls and several academic areas. They will help you. Frequent enquiries would impact our credit report right? Applied just to check the process and the metal card and it worked for me. I have the card and I can confirm that the 5X rewards are applicable on the top 2 spend categories. One fine day got an email asking to download app and register. Get-Card was founded in order to provide business owners worldwide with a comfortable and friendly environment to market their business online as the use of old-fashioned paper business cards is dying out and no longer compatible with our modern era. You may choose to give Onecard a miss if rewards/spend based return is something you are looking for. Its good to see the low markup fee, which is better than most credit cards but remember the rewards aren’t good enough for it to compete with super premium cards. Required fields are marked *. Any wallet load card suggestions guys? But you suggested Flipkart & Amazon card. In addition, they typically take longer to arrive. There are around 15 categories based on top priority from dining, shopping online, utility payments and so on. Since these cards post transaction as utilities on above mentioned platforms. Access campus events or athletic activities. I tried with 2 different phones ( my dads and mine) and the spin results for first 3 spins were exactly the same. So, there is a fuel surcharge in this card (though only the tax component). Obsessed with business class cabins, airport lounges and luxury hotels. Dedicated, UK-based support . Im using OneScore app since 2 months, applied for the card when I got the chance on 1st September 2020. Get. – As of now, the metal cards are being issued. Actually they have started issuing metal cards already. Very high chance of facing financial loss in case of credit card fraud transaction. I would recommend this card to all who are looking for free for life card. Got the Card yesterday, through limit is less 65k as my old card has 110k. If you are deaf or hard of hearing, call our toll-free TTY number, 1-800-325-0778 , between 8:00 a.m. and 5:30 p.m. Monday through Friday. Credit card companies need some way of ensuring you are going to pay back if you make a purchase and not end up in default. the annoying thing is before getting the card there is no way to understand & get the t&c document. 5. Having seen enough of entry-level cards in last 2 years I hardly have any excitement for them. Other cities maybe added soon. They need low ROI & better cashback. These Visa debit cards can be used to make purchases, get cash from in-network ATMs and transfer funds to your personal bank account without a fee. Reward rate is not that good as compared to other cards -transparency in rewards (but low reward value can be a downer) The virtual card will be activated then and there. 2. Prior to the launch of OneCard, the company launched the OneScore that gives you free credit score & report (Experian) through App. In some cases -- like if you received a confirmation letter from the IRS that it sent your money, but your EIP card never arrived -- you may have to report the missing funds or any errors to the IRS. The Most Accepted Card on Campus. my actual name in quite recognizable by search engines. – The card is also available in Delhi NCR and many people have received the card in Delhi NCR. I got a cibil enquiry once I registered on the app. People who get the COVID-19 vaccine will be given a vaccination card. Correct. I’ve tried contacting One card at their mail id but I’m not getting a reply. You can redeem the points only on the spends you have made. Please note that if any transaction gets reversed or refunded they don’t consider it as payment. You can do other bill payments or part of bill payments as well, like DTH/postpaid/internet, etc. Grab it while the invite lasts. My hometown is not serviceable. Enjoy your choice of rewards whether that's $15 off your next shop at Countdown, or cents off fuel when you fill … Already have 5L on Amazon ICICI and 5L on citi rewards. Your email address will not be published. It didn’t even ask for my PAN number. As you see, its ideally a lifetime free credit card without any joining or renewal fee. I don’t have a regular source of income (say an unemployed). But I think they might tie-up with brands for vouchers (hoping they’re known brands). – Introduce 7x + 10x categories. Metal card was delivered yesterday. So good for people who spend abroad frequently. Auxiliary Services Business Office Towson University University Union, Room 111 8000 York Road Towson, MD 21252-0001 onecard@towson.edu Phone: 410-704-2284 Spend 25k and get 1k pantaloon voucher. You need to enable via app. Dont know if its good or bad. I personally feel, this is a good card to hold for the following reasons – It seems a beta product still. One worry is if things go smoothly, this card will be fine. There was no cibil/experian enquiry on account. Check the offer in your app to accept it. I sent an email with some queries to One Card team but haven’t received any reply in two weeks even after reminders. Was in a similar position and the randomly checked the app last week and it said your OneCard has been approved. He kindly noted all the points and said he will fwd these points to feedback team . So not much scope left for OneCard. I verified today also. Could you Please give me his name or his social media profile or even his email so that I can contact him ?? Since this card is targeted based on credit score from both Experian & Cibil. Every card company categorizes utilities transactions differently. If you just want piece of metal, then you can hold this card. In short, if you have a credit card at your current address and have held it for more than three months, your current address should be reflecting in the application for you to select. I have seen that for some people, the CIBIL inquiry was done in March and for most of the people, the inquiry was done in May. Got the card today, came quick. This is like a weird lo*tery where you didn’t even participate & still getting a message saying you won the lottery lol…. UConn IDs (Husky One Card) will be mailed to all new, incoming students for the Fall 2020 semester with domestic mailing addresses. 3. To get one credit card you need to have at least one credit card with good relationship in terms of repayments & card utilization. Everything is Excellent about this card starting from onboarding to customer care. Samsung Pay not supported yet. This is even when we have not even touched the invite for activating the card. However, I need to spend in 3 different categories to get same 1%. A ONE Card is required in order to obtain a parking permit, meal plan, BlazerBucks, door access, and other services at UAB. Please exchange your old card for a new one by following the replacement cards steps above. Read somewhere in T&C that if I close this card before 6 months then I need to pay some charge in tune of thousands. With Infinia I have achieved the ultimate and I have no intention of applying for any card in future. I will keep for next 3 months and close the card. For international shopping forex markup is 1% which is lowest in market when compared to ultra premium cards apart from axis burgundy private client cards. The result is OneCard - a credit card re-imagined for the mobile generation. I have noticed maximum limit is 180k. Card Replacement. If lost, reissuance of metal will be 5k and for plastic it’s 150. This is a limited period offer, so hurry! Its not a prestigious card and it can’t be, as its anyway a free card. Thereafter HDFC Regalia or ICICI Amazon Pay. I don’t know what are benefits of this card. Amazon pay load shows as transfer. Just call 800-240-8100, and choose the second option from the main menu, according to the IRS website. These are not approved for everyone now a days and even it’s approved provided credit limit are very low. This can act as a ~0% fee forex card, since you can get 1% back on top 2 categories (5x accelerated rewards; including the ‘Others’ category). After 3 days I got notification that I can apply for card with CL 285K. Also received sms for kyc doc pick up. That said, the product is still in beta phase, so we may see some changes to the features anytime. Thats all virtual card will be generated. Even if you are unable to reach 3 categories, this card is still pretty good with the base reward rate of 0.2%. Try it and check what you get. Got 1.8L limit which is lower as compare to my other cards. Free. The amount of money you'd be allotted in a third stimulus check depends on your AGI, or adjusted gross income, from your tax filings, along with your filing status (single versus joint) and how many dependents you have. Hoping to close this card soon. This is the worst I have ever seen. I applied for this card only to get the feel of metal card. The app displayed the available addresses on my cibil report and asked me to choose from them. Ltd. D-27, Bootstart, Varsha Park Baner, Pune 411045. My card has been activated since September month, but ATM withdrawal and POS services are not activated yet. But that’s okay. You must submit the cardholders' legal names, AU ID numbers, and date of card … If they do, I’ll apply, else I’ll let this pass. I had issue with onecard from past 8 days. Try your luck connecting with him on social media, if you wan’t to expedite your approval for card. 8.7. Transferring money via PayPal to someone in another country is considered as an ‘Other’ category spend, and is eligible for category computation and points for the 5x accelerated rewards. I couldn’t believe my eyes and so in order to verify I did online transaction immediately. After reading this article, I’m divided on getting this. But this may change as they evolve, over time. So cant really make out where to use OneCard. Terms of Use I don’t see any option to apply for the card in the One Score app. Simple onboarding process. However, this third check is "targeted," which could bring far more money to your family -- or far less. Customer service is also below average. Changes to Amex MRCC from 1st April 2021 – Good or Bad? Hi Sid, that’s why I chose to say “for now”. If you are using this, make sure that PayPal charges you in the base currency of the receipient and not in INR as they have a high forex markup. as i don’t have a job. My referrals had the card unlocked and mailed already! its METAL. Stimulus checks are already being sent out. I got the email that I can now get the OneCard. I don’t think it will have lounge access as the card is LFT. Onboarding process was seamless, Just confirmed PAN, uploaded bank statement & confirmed address. With the first two stimulus payments, the IRS sent a letter about your money to your last known address within 15 days after the payment was made. Stimulus payments are starting, but your money might not arrive through direct deposit or even as a paper check. Use app to activate card and enable those. How frequently did you use the card? Let your OneCard do the conversion as it charges only 1% and gives 0.2-1% cashback. * Once the card is activated, points will be credited by 15-Oct-20”, I have just installed the one score app on 19 sep for checking credit score.i know my credit score coz I have CIBIL subscription and I have just installed it just for the sake of checking out the app.i have checked only Experian score.i did not give consent to check CIBIL score.i got a mail on 25 SEP saying Congratulations Venkata Narayana Reddy,It’s time to celebrate! The gamification part is just a gimmick & don’t fall for it, they will approve you on backend manually then only you can hit the jackpot on app. The result is that you will always have leftover points. Pro-tips for people who are having a tough time meeting the 3 categories: Only AADHAAR OTP was asked and I got magical credit limit of Rs. Add money on freecharge and payoff that transaction using points. I got one card with limit of 9.3lacs. Privacy Policy “Joining Bonus Offer! For more, find out if you would be qualified for a third stimulus check and when a third check could get sent out. So everything is still work in progress. Here’s the app visual: While the app is sleek and all easy to use, it seems the service/support is not upto the mark. You will be liable for all losses owing to any misuse that happened with your consent or I would rather wait before getting this card. So all offline shopping I can do with this card and get 2 % cash back. Looks like they stopped taking new requests for now. Will check it out on freecharge xD. No hard enquiry was done. Option to show interest in not available in app for me. If the IRS sent a previous stimulus check as an EIP card, and plans to send you another payment the same way, you'll receive a brand-new prepaid card with the calculated total for your third stimulus check. My card was approved immediately. Get in touch. I am Using This Card From 6 Month But This Card Account Not Show In My CIBIL Report. This super cash (cashback) in Mobikwik can be used to pay utility bills or can be converted to cash. Overall great onboarding experience & great looking card, very good app. Accepted. 1. I got my card without any document submission. But nope no hard enquiries till date. One card algorithm picks people based on lottery scheme, which is totally luck based. I have had many cards. So far have been having no luck confirming address and PAN. 66% increment after just 3 statement generation. It may be good to see how they improve. If so, is the reversal through RPs, or actual cash value. I think I got the revised CL probably because I currently hold 8 cards and highest CL is 10L. So keeping this 189 as reason they charged 4010 as interest for 189 balance which i got refund. The IRS has so far sent 12 millions payments this way, and the method isn't without its confusion or complications. However, we may receive compensation when you click on links to products or services offered by our partners. I read through different application scenarios in the previous comments. What is this card visible in credit score ? After seeing the features, I didn’t see any use of the card even though its LTF. Overall the Visa signature platform, metal form factor, free for life and easy to use app are the major advantages of the card. I don’t care if the rewards suck as a student it’s really tight to get a credit card.please let me know what are all the options, Bro building your credit score should start when you start earning, not when you’re just a student. All I applied immediately and activated the virtual card. Activated within 10days. Can someone comment on what all the categories are? Ik, it’s not same, but it’s what it’s. One Card is the only Card that you ever need. Meanwhile my card was approved for Rs 1 lac limit, which was adequate as I have 14 credit cards from various bank with 6 digit credit limit. Only option for students to get credit card is through FD, build a proper credit history, this will be the first step in applying for other cards as well as one card. Even OLA SBICard is good. SELECT Select cards from the ONE … “Hi MrNightStar, we’re offering you an increase in your OneCard credit limit…” Really now….. haha, no, it’s Tarun. I just got this card. So, max return we can expect even after 5x/10x is 50ps – 1rs for each 50 spent. The main purpose is for an individual to keep track of which vaccine they received and the dosage. Also i have to pay some amount if i dont spend that much which makes me spend more…and since. You can use the IRS tracking tool online to see if your stimulus check will arrive in the form of an EIP card. EVERYONE. Did you spoke to customer care? CL provided was of 1.8L. So as you see, the regular reward rate varies anywhere between 0.2% to 2% and in case you get 5X then your reward rate could be anywhere between 1% to 10%. The experience of applying and getting to use the card in less than 5 min it is amazing. Do this: Are you all has billing date as 1st? In Cibil scrore, there was 2 entry from IDFC. Yes. Has happened twice in 2 years with me already. Confirmed this with cofounder of FPL tech(We are same college alumni). What all documents are required for the application? Which bank card you hold has such a high limit? Also, spoke to one of their customer care executives and he responded to all my queries at length. Same.. lol… they said they have decided not to issue the card at this time. You can use your parents income to repay your credit card bills provided they gift it to you and NOT loan it to you . Am ready to pay whichever i have used but this is not acceptable. Yss Really Right I m using this card 2 month July & august But I watch Reward Rate Very Low 10 Points = 1 rs Then i transfer my Usage Back to my Regalia…. The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. Not required minimum points to redeem the points. Could you tell us what was CIBIL score and how much credit limit you have in your highest card ? When I get invitation, I excited and apply card. – spend based 5x is cool. I am applying gold charge card next should I apply for Icici amazon card as well?